Pensions and Inheritance Tax from 2027: Why It’s Time to Plan—Not to Panic
The world of pensions and investments is rarely straightforward. Even the most financially confident individuals can find themselves overwhelmed as rules evolve year after year. With each Budget announcement comes a new layer of regulation to understand and assess—particularly when it affects something as important as your long-term estate planning. One of the most significant […]
Can You Retire Early With a £250,000 Pension Pot? A Practical Guide for Mid-Life Savers
Many people in their mid-40s reach the same turning point: you’ve accumulated a healthy pension pot—perhaps around £250,000—and begin wondering whether early retirement could be possible. Do you really need to work until 67, or could a well-planned strategy allow you to step back earlier and still enjoy a financially secure future? The short answer: […]
UK Budget Summary (Autumn 2025): Key Measures and Market Impact
Market Impact The Chancellor’s second Budget delivered a series of tax and welfare changes, with many details revealed earlier than planned as the Office for Budget Responsibility published its forecasts ahead of the speech. Below is a high-level overview of measures most relevant to individuals, investors and higher-value property owners. Headline Policy Changes Other Measures […]
Top 5 Tips for Protecting Your Wealth If You Move Abroad
Moving Abroad? Protect Your Finances Before You Go Relocating overseas opens the door to exciting new experiences — but it can also expose your finances to new risks. Currency shifts, unfamiliar tax systems, and differences in legal and regulatory frameworks can all affect your hard-earned wealth. Whether you’re retiring to the Algarve, working in Dubai, […]
What Can I Do with My UK Pensions If I Move Overseas?
Taking Your Pension Abroad — What You Need to Know Relocating overseas is an exciting step, offering new opportunities and lifestyles. But for many UK nationals, one question arises quickly: what happens to my pension when I move abroad? Whether you’re retiring to Portugal, starting a new career in Spain, or seeking a sunnier life […]
The Impact of Inheritance Tax on Pensions: What You Need to Know
For many individuals, pensions are one of their largest and most valuable assets. While they are primarily designed to fund your retirement, they can also play a significant role in estate planning. Understanding how pensions interact with Inheritance Tax (IHT) is essential if you want to protect wealth for future generations. In the UK, IHT […]
Unlocking the Future of Estate Planning: Adapting to New Inheritance Tax Rules for Pension Funds from April 2027
The October 2024 UK Budget introduced one of the most significant shifts in inheritance tax (IHT) policy in recent decades. From 6 April 2027, most unused pension funds will be brought into an individual’s taxable estate for IHT purposes. For many high-net-worth individuals (HNWIs), this change could have a major impact on wealth transfer planning. […]
UK Pensions and Inheritance Tax: Major Changes Coming in 2027 – Are You Prepared?
A significant shift is coming to UK pension and estate planning — and it could dramatically impact the tax legacy you leave behind. From April 2027, UK pension funds will no longer be exempt from inheritance tax (IHT). Any unused pension funds and death benefits will be included as part of your estate for IHT […]