Risk Management in the ESG Era for Future-Proof Investments
In recent years, the world of risk management has undergone a remarkable transformation. Gone are the days when investments were solely evaluated based on potential returns, without heed to broader implications. Today, we stand at the cusp of a new investment paradigm, where sustainable investing isn’t just an alternative but increasingly the norm. Environmental concerns, […]
The Best Countries To Retire In The World 2023
Retiring abroad has increasingly become a favoured option for many, with the appeal of better climates, new cultural experiences, and often a more affordable cost of living. As we approach the final quarter of 2023, there are certain nations that have distinguished themselves as top choices for those considering an international retirement. Drawing from the […]
Trusts and Modern Wealth Management: Adaptability in a Changing Landscape
For centuries, trusts have been pivotal tools in the realm of financial planning, known for their flexibility, protection, and strategic capabilities in wealth management. In the domain of trusts and modern wealth management, these instruments have not merely endured the test of time but have dynamically evolved to meet contemporary challenges. As economies shift and […]
Multi-Generational Wealth Management: How To Serve Boomers And Their Heirs
In the dynamic world of finance, the emphasis on multi-generational wealth management has never been more pronounced. As we stand on the cusp of one of the most significant shifts in financial history, the impending transfer of wealth from one generation to the next looms large. Baby Boomers, who’ve shaped economies with their spending habits […]
Powerful Strategies And Tips To Strengthen Your Financial Wellbeing
At Blacktower Financial Management, we believe that a healthy relationship with money is a cornerstone of a well-rounded life. Financial security and mental health are closely interlinked, and in our experience, nurturing one often positively impacts the other. In this article, we offer strategies to bolster both your financial health and emotional resilience. Before diving […]
How To Plan Your Retirement In Portugal (A Guide For Brits)
Portugal. With its warm climate, rich history, stunning coastline, and affordable cost of living, it’s no wonder many Brits dream of a retirement in Portugal under the Iberian sun. Planning your retirement in a foreign land can seem daunting, but with a bit of preparation and guidance, it doesn’t have to be. Let’s explore how you […]
What Is An IFA? The Role Of An Independent Financial Advisor
In today’s financial landscape, seeking professional financial advice is more crucial than ever. Whether it’s minimising inheritance tax, making strategic investments, optimising tax-free allowances, securing a stable pension income, finding the right mortgage, or obtaining appropriate insurance for your family’s financial security – all these services are provided by financial advisers. One common question is […]
Millennials & Gen X: The New Faces of Wealth
Millennials (born 1981-1996) and Generation X (born 1965-1980) are swiftly becoming the world’s richest demographics and the new faces of wealth, as they inherit significant sums from their predecessors and concurrently contribute to the global economy. But these new powerhouses of financial prowess come with a twist. Their financial behaviours, preferences, and priorities differ markedly […]